• Further

    Health spending accounts built for real life. Further is a national leader in health spending account administration. With Further, you get the backing of an entire team dedicated to supporting you. Further delivers: A full suite of accounts, including health savings accounts (HSA), health reimbursement accounts (HRA), and flexible spending accounts (FSA), plus lower fees and higher interest rates.

    To learn more, please visit the Further Learning Center  f

    Health Savings Account (HSA)

    The Health Savings Account (HSA) is a financial account that is owned by an individual and associated with a Consumer Directed Health Plan (CDHP). Contributions, up to the IRS maximum allowed amount annually, can be made by employee, employer, or both to the account to pay for eligible medical expenses. With the HSA there is no “use it or lose it”, unused funds will rollover. The money in your HSA will earn interest tax free and investment options are provided for account balances over $1,000.

    For more HSA information and forms please visit the Further Website. 

    Voluntary Employee Beneficiary Association (VEBA)

    The VEBA is a tax-free health care savings plan funded by an employer while enrolled on an employer-sponsored medical health plan. This plan is offered through participating Minnesota Service Cooperatives and Blue Cross Blue Shield of Minnesota. It gives you a way to reduce your health care costs while allowing employees more control and choice in their health care usage. The interest-earning account is employer-funded and can be used to pay for qualified medical expenses until the deductible has been satisfied. Since the funds in the account are not taxed, your health care dollar goes farther. Also, the funds in the account will carry over from year to year.
    For more VEBA information and forms please visit the Further Website.